Land Transfer Tax Alberta
A $560,000 purchase in Alberta is $1,110 — 0.20% of the price.
Used for the mortgage registration fee. Set it to 0 if you’re buying with cash.
Registration fees
Estimate only. Alberta rates verified September 7, 2026 against the official rate schedule. Confirm the exact amount with your real estate lawyer before closing.
Alberta charges no land transfer tax, which saves a buyer here tens of thousands of dollars compared with Ontario or BC. You still pay land titles registration fees, and this calculator works out exactly what they come to on your purchase price and mortgage.
A $560,000 purchase in Alberta carries $1,110 in registration fees, an effective rate of 0.20% of the price. Rates last verified September 7, 2026.
The same price in every province
Change the price. Alberta is highlighted.
Net amount after first-time buyer relief where it exists. Alberta, Saskatchewan, and Newfoundland charge registration fees instead of a transfer tax. Nova Scotia varies by municipality (Halifax shown). Hover any bar for the breakdown.
How Alberta registration fees are calculated
Alberta has no land transfer tax. What you pay instead are two land titles registration fees, and they are small: $50 plus $5 for every $5,000 of value to register the transfer of land, and the same formula on your mortgage principal to register the mortgage. On a typical Alberta purchase the two together come to a few hundred dollars rather than the five figures an Ontario or BC buyer faces. The per-$5,000 portion of both fees tripled on 20 October 2024, when the province raised the land titles registration levy from $2 (and $1.50 on mortgages) to $5.
- Alberta levies no land transfer tax, so there is no first-time buyer rebate — there is nothing meaningful to rebate.
- The fee schedule states the formula as '$50 + $5/$5000 of value' for a Transfer of Land and '$50 + $5/$5000 of the principal amount' for a Mortgage. The common-documents schedule was updated 1 May 2026; that formula is unchanged.
- The increase to $5 per $5,000 applies to registration submissions received by the Land Titles Office on or after 20 October 2024.
- If you buy without a mortgage you pay only the transfer fee.
Alberta registration fees rates for 2026
| Fee | How it is calculated |
|---|---|
| Land title transfer registration fee | $50 plus $5 for every $5,000 of property value, charged when the transfer of land is registered. |
| Mortgage registration fee | $50 plus $5 for every $5,000 of mortgage principal, charged when the mortgage is registered against title. |
First-time home buyer relief in Alberta
There is no first-time buyer rebate here, because there is no land transfer tax to rebate. The registration fees above apply equally to every buyer, and they are already a small fraction of what buyers face in Ontario, BC, Manitoba, or Quebec.
The $5 per $5,000 levy is still the current fee, not the old $2
Alberta still has no land transfer tax. The registration levy that tripled in October 2024 is the one on the May 1, 2026 fee schedule.
Some older calculators still quote $2 per $5,000 of value. That rate died on October 20, 2024. The Land Titles and Surveys common documents fee schedule — updated May 1, 2026 — still charges $50 + $5 per $5,000 of value to register a Transfer of Land, and the same formula on the principal amount to register a Mortgage. On a $560,000 purchase with an 80 percent mortgage that is $1,110, not the few hundred dollars the pre-2024 schedule produced. There are no refunds under $20.
When Alberta registration fees are due, and who remits them
Both fees are paid to Alberta Land Titles when your lawyer submits the transfer and the mortgage for registration on closing day. They come out of your closing funds along with your legal fees.
Alberta land transfer tax FAQs
Is there land transfer tax in Alberta?
No. Alberta charges no land transfer tax. What you pay instead are land titles registration fees: on a $560,000 purchase with a $448,000 mortgage they total $1,110, or 0.20% of the price.
How are Alberta registration fees calculated?
Alberta has no land transfer tax. What you pay instead are two land titles registration fees, and they are small: $50 plus $5 for every $5,000 of value to register the transfer of land, and the same formula on your mortgage principal to register the mortgage. On a typical Alberta purchase the two together come to a few hundred dollars rather than the five figures an Ontario or BC buyer faces. The per-$5,000 portion of both fees tripled on 20 October 2024, when the province raised the land titles registration levy from $2 (and $1.50 on mortgages) to $5.
Is there a first-time home buyer rebate in Alberta?
There is no rebate, because Alberta charges no land transfer tax to rebate. The registration fees are the same for every buyer and are already a fraction of what buyers pay in land transfer tax provinces.
When are Alberta registration fees due and who pays them?
Both fees are paid to Alberta Land Titles when your lawyer submits the transfer and the mortgage for registration on closing day. They come out of your closing funds along with your legal fees.
Can I add Alberta registration fees to my mortgage?
No. Registration fees must be paid in cash on closing day and cannot be rolled into the mortgage. Lenders treat it as a closing cost you fund yourself, alongside your down payment, so set the money aside before you make an offer.
Are Alberta registration fees charged on the purchase price or the assessed value?
The fee schedule states the formula as '$50 + $5/$5000 of value' for a Transfer of Land and '$50 + $5/$5000 of the principal amount' for a Mortgage. The common-documents schedule was updated 1 May 2026; that formula is unchanged.
Land transfer tax calculators for other provinces
Rate sources and last verified
Every rate, bracket, and rebate on this page was read from the official government page linked below, not copied from another calculator.
- Alberta official rate schedule · Alberta: register a land title document or planLast verified September 7, 2026
Where the official source is unclear
- Alberta: The published fee schedule states the formula but does not spell out how a partial $5,000 block is treated. This calculator rounds each block up, which is the conservative reading and matches how the fee is quoted in practice. Your lawyer's figure may be $5 lower.
This calculator is an estimate for planning purposes and is not tax or legal advice. Land transfer tax turns on the value of the consideration, the property’s classification, and your personal eligibility, all of which your lawyer confirms. Always verify the exact amount with a real estate lawyer before you close.
Comparing provinces before you buy?
The national land transfer tax calculator compares every jurisdiction at the same price, so you can see what crossing a provincial or municipal border actually saves. When you’re ready to buy, get matched with an Alberta agent who has closed in this market before.