Toronto real estate: neighbourhoods, buying guides, and tools

Downtown Toronto

The condo core and office district, from the waterfront to the Annex

Average $857,633 · 19 communities

Midtown

Yonge-Eglinton, Forest Hill, Rosedale, Lawrence Park, and Leaside

Average $1,431,683 · 15 communities

North York

Yonge-Sheppard condos, Willowdale bungalows, Don Mills, and the Bridle Path

Average $1,018,692 · 26 communities

Scarborough

Toronto's east end, from the Bluffs and Guildwood to Agincourt and Malvern

Average $796,285 · 26 communities

Etobicoke

The Lakeshore, Islington, The Kingsway, and Rexdale in Toronto's west end

Average $1,023,281 · 20 communities

First Time Home Buyer in Toronto: The Complete 2026 Guide

What it actually costs to buy your first home in Toronto in 2026: choosing an agent, getting a mortgage, cash to close, inspections, and how pre construction differs from resale.

Steps to Buying a House for the First Time in Toronto (2026)

The 12 steps to buying a house for the first time in Toronto: which first-time tests you actually pass, pre-approval at the stress-test rate, no cooling-off on resale, and how to close without a wiring scam.

Home Inspection When Buying a House in Toronto (2026)

What a home inspection covers when buying a house in Toronto: the Home Inspection Act is still not in force, CAHPI reports skip underground laterals and condo common elements, and Toronto’s Property Information Report is $214.79.

Buying a Home vs Condo in Toronto (2026)

Pros and cons of a Toronto condo versus a house: City HPI is $551,900 apartment versus $1,455,200 detached, then the same 0.767311% tax rate and a status certificate that binds the corporation.

Pre Construction Condo vs Resale Condos in Toronto (2026)

Pre construction vs resale condos in Toronto: Tarion’s condo deposit backstop is $20,000, City DCs are $52,676 to $80,690 per apartment, and most first-time buyers should still buy resale.

All Toronto buildings

Profiles for the buildings people search for most.

Toronto housing market report

Benchmark prices, yield, vacancy and land transfer tax on the benchmark home.

Best neighbourhoods in Toronto

All of them side by side, filtered by budget, unit size and household.

Toronto land transfer tax calculator

Provincial plus municipal tax, with first time buyer rebates.

Toronto closing costs calculator

Everything due on closing beyond the down payment.

Toronto property tax calculator

Annual bill at the 2026 city rate.

Toronto rent vs own calculator

Whether buying beats renting at current prices and rates.

Toronto condo fee calculator

What maintenance fees do to your monthly carrying cost.

Toronto home sale proceeds calculator

Net proceeds after commission, legal, and mortgage payout.

Toronto cap rate calculator

Underwrite a rental before you offer.

Toronto rental cash flow calculator

Cash-on-cash return for a Toronto rental.

Toronto rent split calculator

Split a lease by share, income, or square footage.

Ontario commission calculator

What a listing and buyer agent will cost.

How much rent can I afford?

Check the listing against take-home pay.

Toronto vs Vancouver Real Estate: Which City Is Better for Home Buyers in 2026?

Vancouver charges more for every property type, while Toronto offers cheaper condos and lower rents but a double land transfer tax. Full comparison: prices, taxes, rents, cost of living, and the 2026 forecast.

Calgary vs Toronto Real Estate: Cost of Living Compared in 2026

Calgary's typical home costs about $569,200 against $940,800 in the GTA, Alberta charges no land transfer tax, and provincial income tax is a flat 10%. Full comparison: prices, rents, taxes, salaries, and whether to move.

Montreal vs Toronto Real Estate: Cost of Living Compared in 2026

Montreal's median home sold for about $649,000 against Toronto's $940,800 benchmark, and Montreal is rising while Toronto falls. Full comparison: prices, rents, welcome tax, Quebec income tax, daycare, and language.

Ottawa vs Toronto Real Estate: Same Province, Different Bill (2026)

OREB's July 2026 composite was $634,000 against $940,800 in the GTA. Ottawa skips Toronto's municipal land transfer tax, then charges 1.23% property tax against 0.77% — so the annual bill on each typical home is almost a wash.

Halifax vs Toronto Real Estate: The 1.5% With No Rebate (2026)

Halifax–Dartmouth HPI about $557,300 in July 2026. HRM By-Law D-200 charges 1.5% deed transfer tax with no first-time exemption. Sitting two-bedrooms were $1,826; turnover rents run 23–29% higher.

Victoria vs Toronto Real Estate: Not a Cheap Alternative (2026)

VREB Core single-family HPI was $1,301,800 in August 2026. Langford's July average was about $755,000. Purpose-built vacancy hit 3.3% in October 2025; condo rentals were 0.3% vacant. Oak Bay is not Victoria.

Winnipeg vs Toronto Real Estate: Cheap to Buy, Costly to Hold (2026)

July 2026 detached averaged $454,264. Winnipeg portions residential assessment at 45% then applies high mill rates. The $1,600 homeowner credit does not apply to rentals. Manitoba probate fees have been $0 since 6 November 2020.